Are you under insured?

5/14/2021 (Permalink)

Most homeowners don't think about the policy until they need to put in a claim.  It's only when an actual loss occurs that they dig out the policy, and call or go online to file a claim. The big question now becomes, is it a covered loss and do you have enough in your limit to pay for the mitigation, mold remediation (if needed) and the reconstruction?  Sadly, most people don't. If you have a sump pump, make sure you have sewer and drain backup on your policy. Even then, most people put a limit of $5,000-$10,000 - that just isn't enough. To be covered, make sure you that your limit is at least $20,000.  For any other questions, please reach out to your local SERVPRO; we're always here to help.