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Fire & Water - Cleanup & Restoration

Business Interruption Insurance

12/15/2021 (Permalink)

 Business interruption insurance is insurance coverage that replaces income lost in the event that business is halted due to direct physical loss or damage, such as might be caused by a fire or a natural disaster.

Earlier this summer we received a phone call about a fire extinguisher discharge at an indoor trampoline park. The fire was put out momentarily and there were no injuries to any staff members. Unfortunately, the chemical dust from the fire extinguisher was blown around when the fire department used fans to air out the building. Due to the nature of the chemical, the entire park needed to be shut down for approximately 2 weeks in order to be thoroughly cleaned. This could have been a whole different scenario had they not had this valuable insurance coverage. If you own a business, speak with your agent to determine a plan that best fits your needs. 

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